Credit Karma also offers free credit monitoring, which includes alerts of important changes to your TransUnion credit report this can help you spot identity theft. Looking for an auto loan, home loan, credit card or other credit product? Use the site to get personalized recommendations for loans and credit cards that fit your credit profile. Based on data you share, Credit Karma makes recommendations for managing your finances.
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For instance, you can access tools and education, such as financial calculators and useful articles, so you can learn how to make the most of your money. Credit Karma also offers a wide range of other free services. Your credit score will be calculated using the VantageScore 3.0 credit scoring model. You can get a free credit score and credit report from Credit Karma in exchange for providing some personal information.
Credit Karma earns money from ads on the site and when users buy products or services it recommends. Its parent company, Intuit, also owns QuickBooks personal finance and accounting software, TurboTax tax software, and the personal finance app. What Is Credit Karma?Ĭredit Karma is a financial technology, or “fintech,” company that provides a wide range of free services to help consumers better manage money and improve their credit. See Score Factors That Show What’s Positively or Negatively Impacting Your Credit Score. Get Your Free Experian® Credit Report And FICO® Score.
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